As consumers you want to make sure you shop savvy and safely. Here are a few tips, reported on MSN Money, to help keep you safe.
1. Stay away from fishy-looking sites. You can't always tell when a website isn't legitimate, but red flags include poor design, a strange or nonsensical Web address, and multiple pop-up windows you can't close. If you notice any of these suspicious signs, stop shopping and close your browser windows.
2. Shop on secure websites only.
Adam Levin, the founder of Credit.com and Identity Theft 911, suggests looking for "https" instead of just "http" in the address bar. Also, he adds, be sure your computer's anti-virus software is up to date, since you may come across viruses when surfing online for deals and good buys.
3. Never, ever give your Social Security number to anyone online.
If a site asks for it during the checkout process, it's probably a scam site, says Levin.
4. Take advantage of the automatic identity-theft protection that comes with many credit cards.
That's one reason to use your credit card instead of debit cards or cash while shopping. If you see erroneous charges on your statement, you can call your credit card company, which should investigate on your behalf.
The Better Business Bureau points out that credit card companies are required to allow shoppers to dispute charges, and many companies cover charges made on stolen cards. Check your credit card statements frequently (don't wait until you get your monthly bill); many card companies have time limits for disputing charges.
Read more tips on MSN Money.
